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Empowering Smarter Credit, Compliance & Business Decisions
Whether you’re a financial institution, retailer, credit provider, or tech platform, CloudGate Consulting offers actionable insights and hands-on support to keep your business compliant, efficient, and future-ready.
Welcome to CloudGate Consulting, your trusted partner in navigating the evolving world of credit, compliance, business operations, and financial services. With more than two decades of industry experience at the highest level, we empower organisations across South Africa to grow sustainably, operate efficiently, and meet regulatory standards with confidence.
Why Choose CloudGate Consulting?
Founded and led by Thinus Nortje, former CEO of both VeriCred Credit Bureau and HTN Attorneys, with 25+ years of experience in legal, credit, and regulatory environments.
From credit compliance and legal advisory to payment systems and operational audits — we are your end-to-end consulting partner.
We don’t just advise — we implement. CloudGate helps you design and execute smart, compliant, and efficient systems for long-term performance.
Our founder has worked with corporate clients, including major banks, credit bureaus, and retailers across South Africa.
Our Services
At CloudGate, we help your business succeed
At CloudGate Consulting, we help your business succeed through six essential service pillars — each designed to enhance performance, ensure compliance, and support sustainable growth.
Strategic Consulting
We assist businesses in identifying development opportunities, tracking industry trends, and structuring internal functions for improved performance. Whether you’re refining an existing strategy or starting from scratch, we guide you through planning and execution. We also offer Non-Executive Director board services and strategy reviews for continuous improvement.
Business Process Consulting
We analyse and enhance core business systems to support operational efficiency and security. Our services include payment channels (e.g., DebiCheck), management system vetting and implementation, cloud solutions, cybersecurity, outsourced services, and telephony systems — all geared toward building resilient and agile operations.
Data, Analytics & Insight
Our team transforms raw data into business intelligence through enrichment, segmentation, modelling, and analysis. These insights help you better understand consumer behaviour, optimise internal processes, and make data-informed decisions that drive results.
Legal & Regulatory Advisory
With a legal background and extensive industry involvement, we assist businesses with contract drafting, legal disputes, and general legal guidance. We also provide regulatory support for NCR and FIC registrations, ongoing compliance submissions, and responding to compliance notices.
Compliance & Regulatory Frameworks
We help clients navigate complex legislative environments, including the National Credit Act, FIC Act, POPIA, CPA, Debt Collectors Act, and ISO standards. Services include developing and implementing compliance frameworks, drafting policies and procedures, setting up training programs, and managing operational controls across all relevant regulations
Debt Recovery & Credit Management
We provide end-to-end support in debt recovery and credit operations, including outsourced recovery processes, EDC management, compliance assurance, and detailed reporting and analytics. Our experience enables us to implement strategies that improve recoveries while maintaining regulatory alignment.